States With No Income Tax in 2026 (and What You Really Save)
The nine states that don’t tax wages in 2026, how much more you take home there, and the taxes they use instead.
CalciTools Editorial · · 6 min read
Nine states don’t tax wages in 2026: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Another 14 use a single flat rate, and the remaining states plus DC use graduated brackets.
How much more you take home
For a single filer earning $75,000 in 2026, Texas leaves $61,593 after federal tax, Social Security and Medicare. Here’s how much less the same paycheck leaves in other states over a year:
| State | 2026 income tax | Less take-home vs Texas |
|---|---|---|
| California | graduated, top 13.3% | $3,071 a year |
| New York | graduated, top 10.9% | $3,371 a year |
| Oregon | graduated, top 9.9% | $4,835 a year |
| Illinois | 4.95% flat | $2,916 a year |
| Georgia | 5.19% flat | $3,057 a year |
| Arizona | 2.5% flat | $1,473 a year |
Standard deduction, no pre-tax deductions; includes California SDI and New York paid family leave premiums. Local income taxes not included.
The states with the highest top rates
At the other end, the top marginal rates in 2026 are in California (13.3%), Hawaii (11%), New York (10.9%), District of Columbia (10.75%) and New Jersey (10.75%). Most people never reach those top brackets, though — they typically start at incomes in the hundreds of thousands or millions.
The catch: other taxes
States still need revenue. No-income-tax states lean on sales taxes (Tennessee and Washington combined rates are among the highest in the country), property taxes (Texas and New Hampshire are well above average), or energy and tourism taxes (Alaska, Nevada, Wyoming). For a renter with a big salary, a no-tax state usually wins. For a homeowner with modest income and high spending, the advantage can shrink.
Check any state
Every state has its own page with 2026 brackets and take-home examples: start from the income tax calculator or the paycheck calculator.
Frequently asked questions
Which states have no income tax in 2026?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Washington taxes some capital gains but not wages, and New Hampshire’s tax on interest and dividends ended after 2024.
Do I pay state tax if I live in a no-tax state but work in another?
Usually yes. Wages are generally taxed by the state where you physically do the work, so a Washington resident commuting to Oregon owes Oregon income tax. Remote work rules vary, and a few states tax remote workers for employers based there.
Are no-income-tax states cheaper overall?
Not always. They tend to rely more on sales, property and excise taxes. Texas and New Hampshire have some of the highest property tax rates in the country, and Washington and Tennessee have high combined sales tax rates.
Sources
Estimates for planning, not financial, tax or legal advice. CalciTools calculators use published government figures and the assumptions shown on each page. Your actual numbers depend on details we don’t model. Check important decisions with a qualified professional.